Emile Flowers, CDLP®

Divorce Mortgage Planner

One of the biggest concerns when divorcing is “What are we going to do with the house?” Regardless of the divorce agreement, both spouses are legally responsible for the mortgage. Which means refinancing or selling becomes the ultimate decision. Divorce mortgage planning is a crucial step in the divorce process to optimize short term and long term financial goals, develop strategies and solutions for the complexities that arise during divorce proceedings, and navigate the obstacles of executing the settlement agreement because what may be available as a legal option may not be a mortgage option.

NMLS: 1256327

Company NMLS: 227262

Illinois Residential Mortgage Licensee

Emile is also a Missouri Residential licensed MLO (Mortgage Loan Originator). She can lend in all states except NY/NJ

About Emile

As you carefully consider selling, buying, and or refinancing during your divorce, there is a lot riding on the Divorce Mortgage Professional. With mortgage programs and market conditions changing constantly, not to mention the fluctuations in negotiations of your divorce, you need to make sure you are working with a skilled professional who is knowledgeable in the specific divorce mortgage guidelines and can respond to you in a timely manner.

As an experienced Divorce Mortgage Professional, I understand everyone’s financial situation is different and should be treated as such, I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and those you love. I hope you will visit my website, look through the information, and use USA Mortgage’s secure online application to start the journey into your divorce mortgage planning process.

Explore Emile’s Video Library

Downloadable Resources

  • Mortgage Do's and Dont's

    Information provided by USA Mortgage

  • Mortgage Loan Application Checklist

    Information provided by USA Mortgage

  • Mortgage Loan Requirements

    Information provided by USA Mortgage

  • Cash-Out Refinance

    Information provided by USA Mortgage

  • Cash-Out Refinance

    Information provided by USA Mortgage

  • Debt-to-income Ratio

    Information Provided by USA Mortgage

  • Possibility Protection

    Information Provided by USA Mortgage

  • Renovation Loans

    Information Provided by USA Mortgage

  • Understanding Trigger Leads

    Information Provided by USA Mortgage